Will owner finance with 20% down ($66,000). Buyer will need have more than down payment funds to bring to closing. Other fees are involved. See below.
20 year loan at 10% interest. Monthly payments $2460.93(principal and interest). Taxes and insurance are extra.
Buyer must have down payment and be able to prove income.
Buyer will need to prepay first year of insurance. Also, there will be an escrow hold back for two months of taxes and two months of insurance at closing.
Buyer will be responsible for closing costs as well.